Effective: 3/5/24

Rates subject to change without notice.
Available to New Jersey Residents Only

Certificates Of Deposit

(If any principal is withdrawn before the maturity date, a penalty will be imposed which may result in partial loss of principal.)

Account TypeInterest Rate Annual Percentage Yield (APY*) Compounding Method Min. Bal. to Open Min. Bal. To Obtain APY*
6 Month CD4.88%5.00%Continuous$500$500
8 Month CD4.88%5.00%Continuous$500$500
9 Month CD4.88%5.00%Continuous$500$500
12 Month CD4.64%4.75%Continuous$100$100
18 Month CD3.92%4.00%Continuous$100$100
24 Month CD1.64%1.65%Continuous$100$100
36 Month CD1.64%1.65%Continuous$100$100
5 & 10 Year CD1.64%1.65%Continuous$100$100
18 Month IRA CD**3.87%4.00%Continuous$250$250

** Interest in calculated on a 365|360 day interest base.

Checking Accounts

(The rate may change after the account is opened.  Fees may reduce earnings on the account.)

Account TypeInterest RateAnnual Percentage Yield (APY*)Compounding MethodMin. Bal. to OpenMin. Bal. To Obtain APY*
N.O.W. Checking0.10%0.10%Daily$100$100
Super N.O.W Checking0.20%0.20%Simple$1000$1000

Statement, E-Statement & Money Market Savings Accounts

(The rate may change after the account is opened.  Fees may reduce earnings on the account.)

Account TypeInterest RateAnnual Percentage Yield (APY*)Compounding MethodMin. Bal. to OpenMin. Bal. To Obtain APY*
Statement Savings Account:
$50 -$2,4990.20%0.20%Continuous$50$50
$2,500 and up0.20%0.20%Continuous$50$2,500
E-Statement Savings Account:
$0.01 -$2,4990.20%0.20%Continuous$2500$0.01
$2,500 and up0.75%0.75%Continuous$2500$2,500
Money Market Account0.20%0.20%Simple$1,000$1,000
Step-Up Money Market:
$5,000 -$24,9990.20%0.20%Daily$5,000$5,000
$25,000 and up2.96%3.00%Daily$5,000$25,000

*Annual Percentage Yield